8520 Backwater Bay Cove

McKinney, TX
$ 575,000 Beds 5 Baths 4.5 Sq 3,233 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 8520 Backwater Bay Cove, McKinney, Texas, a stunning Highland Homes residence offering exceptional design, space, and craftsmanship. This quality-built home features 5 bedrooms, 4.5 bathrooms, a dedicated office, and a formal dining room, providing flexibility for both everyday living and entertaining. From the moment you enter, you’ll notice the upscale finishes including plantation shutters, engineered hardwood floors, 8-foot solid core doors, and tall windows that flood the home with natural light. The thoughtfully designed floor plan includes two bedrooms downstairs and three bedrooms upstairs, ideal for multigenerational living or guest accommodations. The chef’s kitchen is the heart of the home, showcasing an oversized island with ample seating, abundant cabinetry, and a generously sized oversized pantry. A tankless water heater adds efficiency and convenience. Step outside to enjoy the covered patio, perfect for relaxing or entertaining year-round. Residents enjoy resort-style amenities including two clubhouses, a community pool, and a fitness center, along with a short stroll to the neighborhood park and school. The added convenience of a fire station located within the community enhances peace of mind. This beautifully appointed home offers space, style, and an unbeatable lifestyle in one of McKinney’s premier communities. Information provided is deemed reliable, but is not guaranteed and should be independently verified by the buyer.

Active

  • Price
  • $ 575,000
  • City
  • McKinney
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • COLLIN
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.149 Acres
  • Zip
  • 75071
  • Sqr Footage
  • 3,233
  • Year Built
  • 2018
  • Taxes
  • $ 7993
  • Style
  • Traditional
  • MLS#
  • 21184109
Listed By: Texas Elite Realty
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central
Cooling Ceiling Fan(s),Central Air
Utilities City Sewer,City Water,Sidewalk,Underground Utilities
Possession Closing/Funding
Roof Composition
Appliances Dishwasher,Gas Cooktop,Microwave,Convection Oven,Plumbed For Gas in Kitchen,Tankless Water Heater
Assoc Fees 375
Number of Garage Spaces 2
School District McKinney ISD
HOA Fee Includes Management Fees
Year Built 2018
Architectural Style Traditional
Community Features Community Pool,Fitness Center,Park
Levels Two
Unexempt Taxes 7993
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Trinity Falls Planning Unit 3 Ph 1b
Transaction Type For Sale
County Collin
Property Type Residential
Construction Materials Brick
Association Fee Frequency Quarterly
HOA Type Mandatory
Full Baths 4
Status Active
Directions Use GPS
City McKinney
Elementary School Name Ruth and Harold Frazier
High School McKinney North
Elementary School Ruth and Harold Frazier
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21184109
Standard Status Active
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Eat-in Kitchen,Kitchen Island
Flooring Carpet,Engineered Wood,Tile
Fireplace Features Gas
Fireplaces Total 1
Dining Areas 2
Living Areas 2
Room Count 12
Half Baths 1
Lock Box Type Combo
Total Bedrooms 5
Total Baths 5
Window Features Shutters
Laundry Features Full Size W/D Area,Dryer Hookup,Washer Hookup

Exterior Features

Fencing Back Yard,Wood
Parking Features Garage Faces Front
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Foundation Slab
Lot Size Area 0.1490
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 6490.4400
Lot Size Acres 0.1490
Patio And Porch Features Covered,Rear Porch
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Ruth and Harold Frazier Elementary School
Middle School Unknown Middle School
High School

Price History

2/26/2026 Listed $650,000
4/10/2026 1% - $649,950
5/5/2026 3% - $635,000
8/15/2026 6% - $599,990
9/13/2026 5% - $575,000

Property vs Zip Code Average in 75071

Price
AVG $630K
$580K
Taxes
AVG $9,407
$7,993
Year Built
AVG 2018
2018
Visits
AVG 232
99
Data Provided by Inside Real Estate®

Areas That We Cover

8520 Backwater Bay Cove McKinney, TX is a Single Family Home for sale at $575000 with 3233 sqft and a lot size of 0.149 Acres Acre(s). 8520 Backwater Bay Cove McKinney has 5 bedrooms, 4 baths and was built in 2018. The property's zip code is 75071 which is in McKinney, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.