4245 Waterstone Estates Drive

McKinney, TX
$ 1,150,000 Beds 5 Baths 4 Sq 4,119 Virtual Tour
Monthly Estimate* How much can I afford?

This house comes with a REDUCED RATE as low as 6.375% (APR 6.643%) as of 07-28-2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information. Experience luxury living in this stunning Country French-inspired estate located in an exclusive gated community on a fully fenced one-acre homesite with NO CITY TAXES. Designed for elegance, comfort, and unforgettable entertaining, this home offers the perfect blend of sophistication and everyday living. The grand living area welcomes you with beautiful details, expansive spaces, and a custom built-in bar ideal for hosting. Featuring 5 spacious bedrooms and 4 full bathrooms, including a luxurious primary retreat with a spa-inspired bath and generous his-and-hers walk-in closets. Upstairs offers endless possibilities with a game room, media room-flex suite, and additional wet bar. Step outside to your private Texas resort featuring a sparkling saltwater pool and spa, tanning ledges, covered patio, and peaceful courtyard. From sunrise views to unforgettable sunset evenings, this estate delivers privacy, luxury, and a lifestyle designed to be enjoyed. Community amenities include a scenic lake and playground. More than a home, this is your private retreat.

Active

  • Price
  • $ 1,150,000
  • City
  • McKinney
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • COLLIN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1 Acres
  • Zip
  • 75071
  • Sqr Footage
  • 4,119
  • Year Built
  • 2018
  • Taxes
  • $ 12194
  • Style
  • French
  • MLS#
  • 21250417
Listed By: JPAR North Metro
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Fireplace(s),Natural Gas
Cooling Central Air
Utilities Aerobic Septic,Cable Available,Co-op Electric,Electricity Connected,Individual Gas Meter,Individual Water Meter,Natural Gas Available,Septic
Possession Closing/Funding
Roof Composition
Appliances Built-in Gas Range,Commercial Grade Range,Commercial Grade Vent,Dishwasher,Disposal,Microwave,Double Oven,Plumbed For Gas in Kitchen,Vented Exhaust Fan
Easements Natural Gas,Water Lines
Assoc Fees 975
Number of Garage Spaces 3
Restrictions No Known Restriction(s)
School District McKinney ISD
HOA Fee Includes Full Use of Facilities,Maintenance Grounds,Maintenance Structure,Management Fees
Pool Y/N Yes
Exclusions TV's,refrigerators,washer and dryer,all furniture,and seller's personal property.
Year Built 2018
Architectural Style French
Community Features Community Dock,Fishing,Gated,Greenbelt,Lake,Park,Perimeter Fencing,Playground,Other
Levels One and One Half
Unexempt Taxes 12194
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Waterstone Estates Sec I
Transaction Type For Sale
Occupant Type Owner
Carport Spaces 3
County Collin
Property Type Residential
Security Features Carbon Monoxide Detector(s),Gated Community,Security Gate,Security System,Smoke Detector(s)
Construction Materials Brick,Stone Veneer,Wood,Other
Association Fee Frequency Semi-Annual
Year Built Details Preowned
HOA Type Mandatory
Special Notes Owner/ Agent
Green Landscaping Native Landscape
Full Baths 4
Status Active
Directions From 380 to New Hope Road,turn left on Co Road 409,turn right on Double Lake Waterstone Estates,turn left on Waterstone Estates Dr,the destination will be on the left.
City McKinney
Other Equipment Irrigation Equipment
Elementary School Name Webb
High School McKinney North
Elementary School Webb
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21250417
Standard Status Active
Listing Terms 1031 Exchange,Cash,Conventional,Other

Interior Features

Interior Features Built-in Features,Cable TV Available,Chandelier,Decorative Lighting,Double Vanity,Eat-in Kitchen,Flat Screen Wiring,Granite Counters,High Speed Internet Available,Kitchen Island,Natural Woodwork,Open
Flooring Carpet,Engineered Wood,Tile,Wood
Fireplace Features Brick,Family Room,Gas,Gas Logs,Gas Starter,Glass Doors,Masonry,Outside
Fireplaces Total 2
Dining Areas 2
Living Areas 3
Room Count 3
Lock Box Type Blue BT LE
Total Bedrooms 5
Total Baths 4
Laundry Features Full Size W/D Area

Exterior Features

Exterior Features Courtyard,Covered Patio/Porch,Garden(s),Rain Gutters,Lighting,Outdoor Living Center,Private Yard
Lot Features Acreage
Vegetation Grassed
Fencing Fenced,Metal,Rock/Stone,Wrought Iron
Soil Type Unknown
Parking Features Driveway,Epoxy Flooring,Garage,Garage Door Opener,Garage Double Door,Garage Faces Side,Garage Single Door,Inside Entrance,Kitchen Level,Lighted,Oversized
Lot Size 1 to < 3 Acres
Covered Spaces 3
Foundation Combination
Pool Features Fenced,Heated,In Ground,Outdoor Pool,Pool/Spa Combo,Salt Water,Waterfall
Lot Size Area 1.0000
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 43560.0000
Lot Size Acres 1.0000
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Webb Elementary School
Middle School Unknown Middle School
High School

Price History

4/24/2026 Listed $1,250,000
6/1/2026 5% - $1,190,000
7/29/2026 4% - $1,150,000

Property vs Zip Code Average in 75071

Price
AVG $620K
$1.15M
Taxes
AVG $9,388
$12,194
Year Built
AVG 2018
2018
Visits
AVG 232
430
Data Provided by Inside Real Estate®

Areas That We Cover

4245 Waterstone Estates Drive McKinney, TX is a Single Family Home for sale at $1150000 with 4119 sqft and a lot size of 1 Acres Acre(s). 4245 Waterstone Estates Drive McKinney has 5 bedrooms, 4 baths and was built in 2018. The property's zip code is 75071 which is in McKinney, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.