146 Shady Trail

Waco, TX
$ 829,000 Beds 4 Baths 3 Sq 3,914 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 146 Shady Trl, an exceptional residence nestled in the sought after Stone Creek Ranch subdivision. Offering 4 bedrooms, this home combines timeless elegance, spacious interiors, and exceptional comfort. The main level offers an impressive winding staircase, and opens up to a formal dining room, elegant sitting room or office, and a large living room with built in cabinets gorgeous fireplace with gas logs. The luxurious isolated primary bedroom suite and bath feature dual vanities, a separate spa tub, walk in shower, and two oversized walk in closets. The gourmet -inspired kitchen features an oversized island, granite countertops, abundant cabinetry, and lots of counter space. The beautiful breakfast room provides a space for casual dining while the open concept design allows the kitchen to flow effortlessly into the expansive living room. Upstairs, three generously sized bedrooms are complimented by a Jack and Jill bath and a large media room or family room, creating a private retreat for family and guests. Outside the expansive yard is framed by beautiful mature oak trees, offering shade, privacy, and a serene setting for outdoor enjoyment. the three car garage adds both convenience and generous storage. So many windows throughout provide such a beautiful view of all the outdoors and provide so much light. Some quality updates include newly installed carpeting and upscale wallpapers. This is a must see!!

Active

  • Price
  • $ 829,000
  • City
  • Waco
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • MCLENNAN
  • Half Bathrooms
  • 2
  • Area
  • Lot Size
  • 0.5122 Acres
  • Zip
  • 76657
  • Sqr Footage
  • 3,914
  • Year Built
  • 1998
  • Taxes
  • $ 14916
  • Style
  • Traditional
  • MLS#
  • 21388541
Listed By: Kelly, Realtors
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric
Cooling Ceiling Fan(s),Central Air,Electric
Utilities City Sewer,City Water,Co-op Electric
Possession Closing/Funding,Negotiable
Roof Composition
Appliances Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Vented Exhaust Fan
Easements Utilities
Assoc Fees 100
Number of Garage Spaces 3
Restrictions Deed
School District Midway ISD
Year Built 1998
Architectural Style Traditional
Levels Two
Unexempt Taxes 14916
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Stone Creek Ranch
Transaction Type For Sale
Occupant Type Owner
County McLennan
Property Type Residential
Construction Materials Brick
Association Fee Frequency Annually
Year Built Details Preowned
Accessory Unit Y/N No
HOA Type None
Full Baths 2
Status Active
Directions From Waco,go Hwy 84 towards McGregor. Turn left into Stone Creek Ranch Subdivision. house will be on the right.
City Waco
Elementary School Name South Bosque
High School Midway
Elementary School South Bosque
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21388541
Standard Status Active
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Built-in Features,Cable TV Available,Granite Counters,Kitchen Island,Multiple Staircases,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
Flooring Carpet,Ceramic Tile,Tile,Vinyl,Wood
Fireplace Features Living Room,Wood Burning
Fireplaces Total 1
Dining Areas 2
Living Areas 2
Room Count 10
Half Baths 2
Lock Box Type Supra
Total Bedrooms 4
Total Baths 4
Window Features Shutters
Laundry Features Utility Room,Full Size W/D Area,Dryer Hookup,Washer Hookup

Exterior Features

Exterior Features Covered Patio/Porch,Rain Gutters
Lot Features Landscaped,Lrg. Backyard Grass,Many Trees,Oak
Vegetation Grassed
Fencing Back Yard,Full,Wood,Wrought Iron
Soil Type Unknown
Lot Size Source Assessor
Parking Features Garage Door Opener,Garage Faces Side,Inside Entrance,Kitchen Level
Lot Size .5 to < 1 Acre
Covered Spaces 3
Foundation Slab
Lot Size Area 0.5122
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 22311.4320
Lot Size Acres 0.5122
Patio And Porch Features Covered
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School South Bosque Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/18/2026 Listed $829,000

Property vs Zip Code Average in 76657

Price
AVG $520K
$830K
Taxes
AVG $8,391
$14,916
Year Built
AVG 1997
1998
Visits
AVG 200
3
Data Provided by Inside Real Estate®

Areas That We Cover

146 Shady Trail Waco, TX is a Single Family Home for sale at $829000 with 3914 sqft and a lot size of 0.5122 Acres Acre(s). 146 Shady Trail Waco has 4 bedrooms, 2 baths and was built in 1998. The property's zip code is 76657 which is in Waco, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.